Guide
Basis vs. Stessa: Underwriting a Deal vs. Running the Books
Stessa's free landlord accounting and portfolio tracking compared against Basis's scored deal analysis - sourced from Stessa's own pricing page.
Reviewed September 22, 2026
Stessa isn't a deal analyzer - it's free landlord accounting and portfolio tracking for properties you already own: bank feeds, rent collection, tax-ready reports. It doesn't underwrite prospective deals at all, which makes this less a head-to-head than a look at where each tool actually sits in the investing lifecycle. Priced and sourced from Stessa's own pricing page as of September 2026. Pricing changes, so verify current numbers before you buy.
Pricing, Side by Side
| Tier | Stessa | Basis |
|---|---|---|
| Free | Essentials: unlimited properties, 1 portfolio, bank feeds, rent collection, tenant screening, basic reports | Free, $0/mo: 6 analyzer runs/mo, 15 AI memos/mo, 5 owner lookups/mo |
| Mid tier | Manage, $15/mo ($12/mo annual): Schedule E reporting, 60+ legal forms, accelerated rent payments | Solo, $49/mo: 40 analyzer runs/mo (or 8 Deal Finder searches), 30 owner lookups/mo, scored lead finding |
| Top tier | Pro, $35/mo ($28/mo annual): unlimited portfolios, advanced reports and budgeting, unlimited receipt scanning | Pro, $99/mo: 90 runs/mo (or 18 searches), 3 team seats, scheduled Deal Finder runs, SMS alerts |
Stessa's entire paid ladder tops out at $35/mo, far below Basis's tiers - but the two aren't buying the same thing. Stessa's price covers bookkeeping and banking for properties you own; Basis's covers sourced, scored analysis for properties you're deciding whether to buy.
What Each Tool Actually Does
Stessa tracks the financial life of a property after you close: bank feeds, income and expense categorization, Schedule E tax prep, rent collection, and tenant screening. It has no deal analyzer, no scoring, and no lead sourcing - it assumes you already own the property. Basis does the opposite: it analyzes and scores a property before you buy it (Buy & Hold, Fix & Flip, BRRRR, Wholesale, each 0-100 on deal/confidence/risk) and sources new leads via Deal Finder, but has no bookkeeping, banking, or rent-collection features once you own it. Basis's Portfolio feature compares actuals to the original underwriting after the fact, which is a much lighter touch than Stessa's full accounting system.
Where Stessa Is the Better Fit
- You need real banking, bank-feed bookkeeping, and tax-ready reports for properties you already own.
- You want rent collection and tenant screening built into the same platform as your books.
- You want a genuinely free tier with unlimited properties and no time limit.
Where Basis Is the Better Fit
- You need to decide whether to buy a property in the first place - Stessa has no deal analysis at all.
- You want leads sourced and scored for you rather than a portfolio to manage.
- You want an AI second opinion on a deal before you commit to it.
The Honest Take
These aren't really competitors - they sit on opposite sides of the closing table. Basis helps decide what to buy and scores the leads to consider; Stessa runs the books once you own it. Most active investors will reasonably end up paying for something like both.
Sources
Related comparisons
Underwrite four strategies from one address
Basis is in beta and free to start: 6 analyzer runs a month, no card. Paste an address and compare the hold, flip, BRRRR and wholesale read side by side.